• checkbox logo Reduce debt by up to 80%
drag

Debt Solutions & Consumer Proposals in Fort St John

Is debt worry getting to you? Support is a phone call away—our team of Licensed Insolvency Trustees in Fort St. John is ready to help.

Get a Free Debt Repayment Plan
$

Safe, secure & confidential

google logo

Bankruptcy trustees & consumer proposals in Fort St John

Debt trouble can sometimes be too much to bear on your own.

If you’re experiencing serious financial difficulties and considering filing for bankruptcy, get in touch with Harris & Partners, bankruptcy trustees and consumer proposal administrators.

h&p logo

Debt Solutions in Fort St John

For over 50 years, Harris & Partners has been assisting clients through financial woes and creating debt solutions for clients all over Canada. If you find yourself in need of debt help in Fort St John, you can visit Harris & Partners’ local office and arrange a free consultation to get a better handle on your financial situation.

Harris & Partners will be able to either steer you clear of declaring bankruptcy or come up with a consumer proposal solution to help you become debt-free.

Debt consolidation 5

Considering debt consolidation in Fort St. John?

When you’re juggling multiple debts, a debt consolidation may seem like a good way to simplify what you owe. However, this isn’t always the right choice—debt consolidation can put your house and other assets at risk, and may even mean paying more in the long term.

In many cases, a consumer proposal is a much better option, allowing you to:

  • Reduce your debt by up to 80%
  • Repay what you owe without interest
  • Protect your assets and credit score

Our Licensed Insolvency Trustees will help you to find the right solution to get you back on top of your finances. Take the first step today and give us a call.

woman holding bubbles

Licensed Insolvency Trustee in Fort St John

Financial difficulty can affect anyone and can be a product of forces that are out of the debtor’s control, such as health or loss of employment.

Poor money management may even bring an individual dangerously close to bankruptcy, with rising interest rates on money owed to multiple creditors. If you find yourself in any such situation, get in touch with the Harris & Partners’ office at Fort Saint John.

In times of financial instability, individuals are prone to make rash decisions and file for bankruptcy at the first possible opportunity. Harris & Partners strives to highlight alternative routes out of mounting debt: we can reach out to creditors directly and arrange for alternative means of repayment to take place.

The Fort Saint John office is acknowledged by the Superintendent of Bankruptcy (OSB) as Licensed Insolvency Trustees. We can devise unique debt-relief options that benefit you and please the creditors. These alternative repayment plans, known as consumer proposals, allow for manageable monthly payments to be made until you are back to financial stability.

Bankruptcy services

Bankruptcy services in Fort St. John: Is there a better option?

Feeling weighed down by debt? Bankruptcy isn’t the only way forward. If you live in Fort St. John, we can help you reduce your debt without declaring bankruptcy.

Consumer proposals let you lower your debt and pay it back in manageable, interest-free installments—helping you take control of your finances without affecting your credit score.

We’re here to make the process simple. Our Licensed Insolvency Trustees in Fort St. John will work with you to find the best solution. Take the first step to a fresh financial start—get in touch to learn more now.

Consumer proposals

Debt relief in Fort St. John: Find the right solution for you

Feel like debt is keeping you from moving forward in life? Whether you’re dealing with overwhelming bills, high-interest credit cards, or missed payments, there is a way out.

Our Licensed Insolvency Trustees in Fort St. John know every financial situation is different, so we take time to understand what you’re dealing with and build a customized debt relief plan around you.

From reducing your debt with a consumer proposal to supporting you every step of the way, we’ll offer you the best option for your future. No matter what financial challenge you’re facing, it’s never too late for a fresh start.

Contact the team today for your free consultation.

Consumer Proposals

Consumer proposals in Fort St. John: A debt alternative for you

Drowning in debt? Break free with a consumer proposal. Not only do they reduce your total debt, but they also allow you to pay it back in simple, interest-free payments – without the pressure of high monthly bills. Plus, you get to keep your assets like your home, car, and savings.

Our Licensed Insolvency Trustees in Fort St. John will create a custom debt relief plan that fits your financial situation and goals. Take control today—contact us for a free consultation.

Fort St John Office

Although your financial situation can be a burden, Harris & Partners team of insolvency experts can help you find a solution for bankruptcy in Fort St John. Call us today to set up an appointment and see what we can do for you.

Your estate manager in Fort St John

Doug joined Harris & Partners in 2021. Doug has been in the industry since 2014, during which time he completed his Chartered Insolvency and Restructuring Professional designation in 2017 (CIRP), and a Licensed Insolvency Trustee (LIT) in 2019.

For Doug the most rewarding part of his job is witnessing the transformation of an individual not only financially but mentally, after they get their finances back on track.

When he’s not working, you can find him enjoying the west coast lifestyle and spending time with his family and friends.

Address

Re/Max Realty building, Unit 101 9711 – 100 Ave Fort St John, BC, V1J 1Y2.

Office hours

Monday: 09:00 AM – 05:00 PM
Tuesday: 09:00 AM – 05:00 PM
Wednesday: 09:00 AM – 05:00 PM
Thursday: 09:00 AM – 05:00 PM
Friday: 09:00 AM – 05:00 PM

Example Savings Calculator With Harris & Partners Debt Relief

Your Potential Debts:

Personal Income Tax $14,078.28
Amex $10,828.36
BMO Overdraft $2,945.54
Bell Phone Arrears $928.36
MoneyMart Payday Loan $1,524.87
National Student Loans $7,985.12
Total amount owed: $38,290.53

Your monthly repayments over a 60-month period would be

Before Help

$1409

After Help

$210

Monthly payments are determined based on individual financial factors

How Much Could I Save?

The Fort St John Office

The Harris & Partners Fort Saint John office is located within the Re/Max Realty building, Unit 101 9711 – 100 Ave Fort St John, BC, V1J 1Y2.

Here, you’ll be able to arrange a free consultation to get advice from a Licensed Insolvency Trustee and determine your best options for debt relief. Harris & Partners will be able to assist you with debt consolidation and highlight credit counselling tips so that you can move towards gaining a fresh financial start.

Even if you feel that you have no other option other than declaring bankruptcy, Harris & Partners can help guide you through the legal process of this decision. Let our debt relief service help you make the unmanageable manageable.

Browse debt options in Canada

woman whispering to a child
Support across Canada

Why choose us for consumer proposals in Ontario?

chart icon
Remove up to 80% of your debt

Our Licensed Insolvency Trustees can provide a customised consumer proposal that could shrink your debt by up to 80%.

people circle outline
Professional guidance in any language

Our multilingual team offers debt support in Farsi, Portuguese, Italian, Tamil, and more, so you can feel comfortable every step of the way.

location logo
Nationwide support

With offices in nine provinces, we offer in-person debt support across Canada—from Atlantic provinces to Ontario to British Columbia.

What services do we offer in Fort St John?

What is a consumer proposal?

In need of an alternative to bankruptcy? Another solution is to file a consumer proposal!

By negotiating with your creditors, you can file a consumer proposal that will require you to pay back only a portion of all your debts and allow creditors to make up the remaining balance. Harris & Partners Inc. provides Barrie consumer proposals. Contact us today to learn more.

What's the difference between a consumer proposal and personal bankruptcy?

Both a consumer proposal and declaring bankruptcy are solutions to clearing debt. However, if you opt to carry out a consumer proposal, you don’t have to relinquish your assets, whereas you lose all of your holdings when declaring bankruptcy.

What percentage do you pay in a consumer proposal?

The percentage you pay in a consumer proposal depends on a number of variables, including how much you owe and how much you can afford.

Contact information

It's never too late to obtain debt help. Book your free consultation today

Phone number
800-268-8093
Email
hello@harrispartners.ca
Send us a message

Contact form

This field is for validation purposes and should be left unchanged.
Posted on Google Google
Rose Gore profile picture
Rose Gore
9 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
You are a great company helping me get out of debt, where no one else would help me because im on a disability but yous did. Thank you and keep up the good work . But also I would like to thank you the goals I want to achieve. Do to your help. Rose Gore Wilson.
Posted on Google Google
Navpreet Singh profile picture
Navpreet Singh
9 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
"I’m really grateful for their service. They helped me reduce a big burden, especially my debt and payment stress. They didn’t just offer quick fixes — they also took the time to explain budgeting and savings in a simple, clear way, so I can manage my finances better going forward. Highly recommend."
Posted on Google Google
Trevor Stiner profile picture
Trevor Stiner
9 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amazing people to deal with
Posted on Google Google
Donna Brookes profile picture
Donna Brookes
9 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was embarrassed to after 70 years to have to apply for debt relief. Valad along with the team made me feel comfortable And explained everything so I could understand I did sign up for Neo And my experience there has not been very welcoming, but I'm going to stick with them and see if it improves I'm finding that my CPP and old age as well as my takes anywhere up to nine days for me to even receive my money in the bank. So this is a little concerning. But I'm dealing with it. I love that. I'm making even sense when I'm shopping at different stores. I'm looking forward to today. I don't have any more debt and I can see that in my future. I can't thank Harris Partners enough for Making it possible To eventually be debt free. I looked over to our Video chat in the future I would definitely tell my friends if they need debt to contact your firm. Thank you once again for all your help
Posted on Google Google
Rianna McIntyre profile picture
Rianna McIntyre
8 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very quick service, very easy to understand and contact. Couldn't be happier with their help and would definitely recommend to others
Posted on Google Google
Donna Bennett profile picture
Donna Bennett
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This is on behalf of Colin Bennett I have a wonderful experience dealing with Harris and Partners. They are very professional and non judgemental
Posted on Google Google
Dj Picco (Huseni) profile picture
Dj Picco (Huseni)
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I been working with Harris & Partner for almost 7 months, and there incredible people to work with very nice service.
Posted on Google Google
Dave Townsend profile picture
Dave Townsend
7 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thus far it has been a seamless process.
Posted on Google Google
Jourdan Marasigan profile picture
Jourdan Marasigan
6 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very helpful and know what they are doing
Posted on Google Google
Avery profile picture
Avery
6 November 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Debt Relief in Fort St John & Across Canada: Local Expertise, National Reach